“INVESTMENT TIP If you purchased 1,000 of Bradford & Bingley ordinary stock two years
ago, you would have 0 left today; If you purchased 1,000 of HBOS, ordinary stock two years
ago, you would have 87 left today; If you purchased 1,000 of Northern Rock ordinary stock two
years ago, you would have 0 left today; If you purchased 1,000 of Merrill Lynch ordinary stock
two years ago, you would have 0 left today; If you purchased 1,000 of Royal Bank of Scotland,
ordinary stock two years ago, you would have 76 left today; If you purchased 1,000 worth of
canned beer two years ago, drank all the beer and sold the aluminum cans for recycling, you
would have 188 left today; Based on this example, my investment tip is: (i) Avoid bank shares
(ii) Drink canned beer heavily and (iii) Sell the cans for recycling”